Overview
Accidents are unpredictable, for groups as well as for individuals. Be prepared with Accident Medical insurance for community groups and special events in case an accidental injury occurs during a sponsored group activity.
Your Special Event insurance only provides short-term general liability coverage for your one-time or short-term event. However, Special Event insurance does not apply to bodily injury, or death of any person while rehearsing or practicing for, participating in or traveling to or from any contest or exhibition of an athletic, dance or sports nature.
Sports and athletic injuries are some of the most frequently reported accidents. Therefore, AMBA recommends Special Markets Insurance Consultants (SMIC) for obtaining coverage for your Accident Medical Insurance needs in relation to your Special Events liability coverage. In fact, Accident Medical coverage is required for all sports/teams and leagues that are also purchasing general liability coverage.
This Accident Medical coverage protects all insured participants of the activities. Coverage protects individuals while participating in the insured organization’s activities and traveling to, during or after such activities as a member of a group in transportation furnished or arranged by the Policyholder.
