Lawrence Berkeley National Lab

General Liability Coverage

• Standard insurance policy issued to business organizations to protect the business against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations, and advertising and personal injury liability.
• $2,000,000 General Aggregate Limit (Other Than Products – Completed Operations)
• $2,000,000 Products/Completed Operations Aggregate Limit
• $1,000,000 Personal and Advertising Injury Limit (Any One Person or Organization) Each Occurrence Limit
• $100,000 Rented To You Limit (Any One Premises)
• $5,000 Medical Expense Limit (Any One Person)

Participant Legal Liability coverage is included for athletic activities within the above limits.

Liquor Liability, Abuse/Molestation, Employment-Related Practices and Designated Professional Services are excluded.

Events including any of the following excluded* activities, devices, and/or recreational exposures cannot be covered by this policy.

Aircraft, Airport; Amusement Device; Animals; Bungee; Carnivals & Fairs with Mechanical Rides Operated by the Insured; Events in Private Residences; Grass Skiing; Haunted Attractions; Hot Air Balloon; Inverted Aerial Maneuvers; Objects Propelled at People; Leased/Loaned/Rented Recreational Vehicles; Outdoor Inflatables Operated by the Insured; Political Events or Rallies; Pyrotechnicians/Fireworks; Rodeos; Racing, Speed, Demolition or Stunting Activity involving any Motorized Vehicle, Motorcycle, Watercraft, Power Boat, Sailboat; Shooting Activities; Snow Sleds; Snowmobiles; Saddle Animals; Trampolines; Unmanned Aircraft.

*This is not an exhaustive list of exclusions.

Below are some examples of common types of events covered by the general liability insurance available to LBNL Employee Group Clubs members.

• Award Ceremonies
• Banquets
• Conferences
• Conventions
• Lectures
• Luncheons
• Dinners
• Fundraisers
• Lectures
• Meetings
• Receptions
• Retirement Parties
• Seminars
• Symposiums

How to report a claim:

Philadelphia Process (Liability Claims)

1. Gather the Facts
   When reporting a notice of loss (injury, property damage to third parties, auto accidents, etc.; related to a registered event), please provide as much detail as possible. This should include, but not be limited to, Insured Name (The Regents of the University of California plus student organization/club name), Contact Name (student organization/club), Policy Number, Claimant Name, Claimant Contact Information, Date of Loss, Location of Loss, Cause of Loss, Your Policy or Reference Number, Initial Steps Taken to Mitigate the Loss, Type (s) and Description of Damage and Estimated Amount of Loss.
2. Report
   • Available Online
   • Philadelphia Insurance Companies
     Attention Claims Department
     One Bala Plaza, Suite 100
     Bala Cynwyd, PA 19004-0950
   • Phone: 800-765-9749
     Fax: 800-685-9238
     Email – claimsreport@phlyins.com
3. Follow Up
   The claims customer service department will immediately process your first notice of loss and you will be contacted by your servicing representative.